Credit card security. You don't need to have a PayPal account to make your purchase through Paypal. But we recommend it to make life easier and more secured. When you sign up for a PayPal account, you type in the credit cards and bank accounts you wish to use for purchases "one time" on the PayPal secure system. Once that is accomplished, you never again have to disclose your credit card information online and we never see or store your personal information.
By paying or getting paid by PayPal, you keep your credit card information private, meaning that you can shop without worrying about a hacker downloading your account data from your online merchant.
Release yourself of the embarrassment and hassle of trying to purchase goods and services online only to have your credit card declined. Because you can set up multiple bank accounts, debit cards, and credit cards to fund your PayPal account, you can rest assured that your PayPal purchases always go through the first time. PayPal will then look for funds from your sources based on the order you define.
PayPal will ask you to confirm transactions with a PIN, so you can rest assured that your finances are safe should your iPhone be lost or stolen.
No annual membership fees, no processing fees, no service charges. Shoppers using PayPal get all the powerful advantages associated with the service and do not have to pay one dime.